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New Listing - 3812 Montevista Rd, Cleveland Heights

$154,900

Exterior Front

Address: 3812 Montevista Rd	City/ST: Cleveland Heights, OH	Zip Code: 44121
Property Type: Single Family Home	New or Resale: Resale	Square Footage: 1465
Bedrooms: 4	Bathrooms: 1 full, 1 half	MLS# 3079445
Property Tax: 3603

Designers touch! Period craftsmanship balanced with modern appeal. Beautiful, well maintained brick colonial on large lot! This home boasts all the old world charm with original hardwood floors, wood burning fireplace with gingerbread moldings. New furnace w/central air (Sept. 2009). Large eat in kitchen is updated with flat panel TV that stays. Home is very spacious with a finished lower level, completed 3rd floor and sunroom addition off the back of the home. Summertime enjoyment can be had on the patio and deck. Must see to appreciate.

Last Updated: 1/15/2010 6:55:06 PM

Listing Agent and Office: Greg Erlanger, Keller Williams Greater Cleveland West

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Exterior Front
Exterior Front 2
Exterior Back: Deck & Patio
Back Deck & Patio
Back Yard
Living Room
Woodburning Fireplace
Living Room 2
French Doors in Dining Room
Dining Room
Large Sun Room
Eat-in Kitchen
Breakfast Nook
Updated Kitchen
Ample Cabinet Space
Stairs to Finished Basement
Rec. Room in Basement
Fireplace in Basement
Half Bath
Master Bedroom
Bedroom 2
Bedroom 3
Full Bath
Full Bath: Double Sinks
Finished Attic
Bonus Room in Attic
Office in Attic

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First Time Buyers >The Down Payment

Perhaps no single decision in a real estate purchase has more variables than "How much money do I put down?" Conventional wisdom centers around either putting down as much as you can or as little as the lender allows.

If you put down a large payment, you get some leverage with the lender, such as little or no mortgage insurance, a good equity position, and perhaps a preferred mortgage deal. You will also have lower mortgage payments. One potential disadvantage of a large down payment is that you will be using after-tax dollars on which you could be earning interest. You will also have less tax-deductible interest.

When you buy a home with a low down payment, you will have more tax deductible interest, and your investment value percentage will increase faster. You will have little equity at the outset, and your monthly mortgage payments (and perhaps your interest) will be higher. However, you will also keep more of your own money in hand to potentially earn more interest in other investments.

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Q	What is the fastest-growing state in the U.S.?
A	Nevada, for the 19th consecutive year, according to 2005 Census Bureau statistics.
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EZ Sales Team, REALTOR�, real estate agent and broker for Cleveland, Lakewood, Bay Village and Westlake, Ohio home listings, property and land for sale - NUMBER1EXPERT

EZ Sales Team
Keller Williams Greater Cleveland West
30400 Detroit Road Suite 100
Westlake, OH 44145
216-916-7778
Fax: 216-916-7778
ezsalesteam@NUMBER1EXPERT.com

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